What are Blank loans?

What are Blank loans? Blank loans are also called blank loans and private loans where the borrower does not have to state what the money is going to. Blank loans are often taken to finance various consumer purchases such as car purchases, travel or when you want to borrow for renovation. Borrowing money for a car and taking a car loan from a car dealer are two different things.

When you borrow money for a car purchase with a loan, it does not differ from a regular loan. No collateral is provided in these loans. However, a regular car loan requires you to be able to enter with a cash deposit of at least 20%. Private consumption is usually the reason why private individuals apply for blank loans. 

The lender, the creditor must make a credit assessment of the borrower, the debtor’s payment options before they can grant a mortgage loan. The interest rate will be set according to the opportunity and the willingness to repay.

unsecured loans


Blank Loans – We at Sophia Western will help you find a Blank Loan if you are looking for one. We list a variety of banks and lending institutions that grant loan loans. We also have comparison services and loan brokers to help you find and compare loan loans.

What are Blank loans, which banks offer this type of loan? Below, we list a number of lenders that offer unsecured mortgage loans. Click on the different banks to get an answer to the question “What is a loan?” and get more information about this type of loan. 

without collateral


Without collateral. There are many different ways to find a blank loan. You get several options at Sophia Western when looking for a blank loan. Apply for a blank loan today without security and get money for what you need right now. You apply quickly and easily on the internet. Choose the blank loan that suits you and your situation best. 

What is a blank loan and how do I find the easiest loan? The easiest and fastest way to find a blank loan is to use a comparison service or a loan broker. There are many comparison services out there such as Pengino, Zmarta and Arcadia Finans are just a few of these. Using a comparison service costs nothing. The banks, in turn, pay the comparison services money to compare their interest rates on their pages. If you are looking for a blank loan, these services compare over 20 different banks and lending institutions. In this way, you do not need to apply for loans in a lot of different places but can compare prices directly.

Blank loan interest rate


Blank loan interest rate – The interest rate is set individually when you take out a loan. The debtor will be assessed through a credit report and then receive an offer from the creditor about a price on the interest rate. Depending on what the borrower has for credit ratings, the interest rate can vary greatly.

If you have debts or payment remarks, if you earn a lot or a little, if you have high income and low expenses, everything is included in the calculations. All creditors of interbank loans are required by law to make a thorough credit assessment of a person who wants to borrow money. Not only to reduce the risk of credit loss for the company but also to protect the person from over-indebtedness.

The loan interest rate is also affected by how much you want to borrow and the duration. The only way to find out how much interest you are offered is by submitting a loan application. Applying for a loan costs nothing and you do not commit to borrowing if you do not want to.

Blank loans

Blanco loans directly from a private individual. What is P2P Blank Loan? P2P stands for Peer to Peer or person to person as it is called in Swedish. P2P means that you borrow money from other private individuals. These loans originally come from the United States and cut costs on loans by removing the intermediary, ie the bank. Savings loans and Lendify are examples of Peer to Peer loan brokers. They pair lenders with borrowers, and both parties are private individuals. No physical bank offices, equipment and personnel need to be paid in the intermediary. P2P is a fairly new platform for loans. 

You can also invest money by lending through these P2P companies. Your investment will be spread out and placed in over 30 different blank loans and borrowers. This is to minimize credit losses when someone is failing their payments. You need a BankID to sign your loan application. These loans are always blank loans with annuity.